FinTech Solutions

Comprehensive financial technology solutions for lending institutions, digital banks, and microfinance organizations

🏦 Loan Management Systems

End-to-end loan lifecycle management from application to disbursement and repayment tracking

For Startups: Cloud-based solution with basic workflows

For Mid-size: Custom workflows, multi-currency support

For Enterprise: Full customization, API ecosystem, white-label options

FinTech

🤖 Advanced Credit Scoring

AI-powered credit scoring engine with multiple risk assessment models and real-time decisioning

For Startups: Pre-configured models with basic scoring

For Mid-size: Custom models with advanced analytics

For Enterprise: Unlimited scoring, ML model training, white-label API

FinTech

📊 Collections System

Automated collections workflow with call center integration and intelligent follow-up scheduling

For Startups: SMS/Email reminders with basic tracking

For Mid-size: Call center integration with IVR support

For Enterprise: AI predictive collections, omnichannel, field agent app

FinTech

💳 Payments Integration

Seamless integration with mobile money, card networks, and bank payment gateways

For Startups: M-Pesa and one additional payment channel

For Mid-size: Multi-channel integration (M-Pesa, cards, banks)

For Enterprise: Custom aggregator with 15+ channels

Payments

🔒 Fraud Detection & Management

Real-time fraud detection using machine learning and behavioral analytics

For Startups: Rule-based detection with essential monitoring

For Mid-size: ML models with real-time alerts and reporting

For Enterprise: Advanced AI, device fingerprinting, comprehensive case management

Security

Digital Banking Solutions

Modern banking infrastructure for traditional banks transitioning to digital and digital-first banks

🏛️ Core Banking Platform

Cloud-native core banking system with real-time processing, account management, and transaction orchestration

For Startups: Digital-only setup with essential banking features

For Mid-size: Hybrid digital/branch operations with advanced features

For Enterprise: Multi-entity support, unlimited accounts, full regulatory compliance

Digital Banking

⚡ Payment Gateway

Integrated payment processing with multiple payment methods and settlement automation

For Startups: Multiple payment channels with basic processing

For Mid-size: Advanced channels, PCI compliance, detailed analytics

For Enterprise: White-label gateway, unlimited transactions, custom routing

Payments

Infrastructure & Technology Consultancy

Strategic IT consulting and infrastructure management for sustainable technology growth

☁️ IT Infrastructure Setup & Cost Management

Cloud and on-premise infrastructure design, deployment, and ongoing cost optimization with FinOps practices

For Startups: Cloud-first setup with basic monitoring

For Mid-size: Hybrid infrastructure with disaster recovery

For Enterprise: Multi-cloud strategy, FinOps automation, 24/7 support

Infrastructure

💻 Software Development & Integrations

Custom software development, API integrations, legacy system modernization, and microservices architecture

For Startups: MVP development with essential integrations

For Mid-size: Custom applications with advanced integrations

For Enterprise: Enterprise architecture, unlimited integrations

Development

🛠️ Enterprise Systems Support

24/7 technical support, system monitoring, incident management, and proactive maintenance for business-critical systems

For Startups: Business hours support with standard SLA

For Mid-size: Extended hours support with monitoring dashboard

For Enterprise: 24/7/365 support with rapid response

Support

👥 IT Human Resources Management

Staff augmentation, technical recruitment, team building, and IT skills development programs

For Startups: Contractors and recruitment support

For Mid-size: Dedicated team with training programs

For Enterprise: Full IT department setup with talent pipeline

HR Services

Telecommunications Solutions

Advanced telecom infrastructure and services for seamless communication and connectivity

📱 Unified Communication Services (NitoVille)

Complete unified communication platform with free On-Net calls, video conferencing, chat, SMS, and live events capability

For Startups: Essential features for small teams

For Mid-size: HD video, recordings, and advanced collaboration tools

For Enterprise: Unlimited users, white-label, custom integrations

Telecom

📞 USSD Gateway & Systems Build

Complete USSD platform for mobile banking, airtime services, and interactive menu-based applications

For Startups: Single USSD code with basic menu functionality

For Mid-size: Multiple codes with advanced logic and analytics

For Enterprise: Unlimited codes, AI routing, multi-country support

Telecom

💬 SMS Integration & Provision

Bulk SMS gateway, two-way SMS, shortcodes, and long codes with delivery tracking and analytics

For Startups: API access with basic volume support

For Mid-size: Shortcode provisioning with sender ID management

For Enterprise: Dedicated routes, unlimited volume, multi-country coverage

Telecom

🌐 MVNO Setup & Management

Complete Mobile Virtual Network Operator infrastructure including SIM provisioning, billing, and network management

For Startups: Light MVNO with basic services

For Mid-size: Full MVNO with data services and expanded coverage

For Enterprise: Multi-country MVNO, 5G ready, unlimited subscribers

Telecom

🎧 Global Call Center

AI-powered customer service platform with omnichannel support, IVR, predictive analytics, and global reach

For Startups: Small team setup with basic IVR and call recording

For Mid-size: CRM integration, analytics, and multi-channel support

For Enterprise: Large-scale operations with AI routing

Telecom

Digital Agriculture Solutions

Smart farming technology powered by artificial intelligence and machine learning for sustainable agriculture

🌾 Smart Crop Monitoring System

Intelligent crop monitoring and disease prediction using computer vision and machine learning for early intervention and yield optimization

For Smallholder Farms: Mobile app with basic disease detection and advisory

For Commercial Farms: Drone integration, satellite imagery, predictive analytics

For Agribusiness: Enterprise platform with IoT sensors, AI models, real-time alerts

AgriTech

📊 Farm Management Information System

Comprehensive digital platform for farm operations, inventory tracking, financial management, and supply chain integration

For Smallholder Farms: Basic record keeping, expense tracking, mobile access

For Commercial Farms: Inventory management, staff tracking, financial reports

For Agribusiness: Full ERP integration, supply chain, compliance management

AgriTech

📱 Farmer Advisory & Marketplace

Mobile platform connecting farmers to agronomists, markets, and buyers with AI-powered advisory and price intelligence

For Smallholder Farms: SMS/USSD advisory, local market prices, basic listings

For Commercial Farms: Expert consultation, bulk buyer connections, logistics

For Agribusiness: Contract farming platform, quality assurance, export markets

AgriTech

Credit Scoring API Demo

Test our advanced credit scoring models in real-time - Choose from 4 production-ready scoring models

⚡ Live API Testing

Experience real-time credit scoring with our production API. Select a model, enter customer data, and get instant results with detailed breakdowns. Perfect for evaluating our technology before implementation.

Step 1: Choose a Scoring Model

✅ Scoring Results

0
Credit Score
Loan Limit
-
Payment Ability
-
Processing Time
-

API Response:

Our Works

Trusted by leading organizations across various sectors in financial technology and telecommunications

20+
Active Clients
15+
Projects Delivered
Millions
Processed Daily
99.9%
Uptime SLA

🏦 Roy Groups Cooperative Society

Comprehensive cooperative finance management system with member portal, loan origination, and mobile app integration

Solutions Deployed: Core Banking, Loan Management, Mobile Banking, USSD
Cooperative Finance

💰 Zawati Finance Groups

Microfinance digital transformation with credit scoring, collections automation, and M-Pesa integration serving 15,000+ customers

Solutions Deployed: Credit Scoring API, Collections System, Payment Gateway, SMS Integration
Microfinance

🏛️ Nawiri Digital Bank

Full-stack digital banking platform with real-time transactions, multi-currency accounts, and regulatory compliance

Solutions Deployed: Core Banking Platform, Payment Gateway, Fraud Detection, 24/7 Support
Digital Banking

📊 WIMA Credit Limited

Advanced lending platform with AI-powered credit scoring processing 500+ loan applications daily with 80% automation

Solutions Deployed: Loan Management, Credit Scoring, Collections, Call Center Integration
FinTech

💎 ADAM Wealth and Property Management

Investment platform with portfolio management, automated rebalancing, and client portal for high-net-worth individuals

Solutions Deployed: Wealth Management Platform, Custom Integrations, Infrastructure Setup
WealthTech

🛡️ Jambosure

Digital insurance platform with automated underwriting, claims processing, and mobile-first customer experience

Solutions Deployed: Insurance Platform, Payment Integration, SMS Notifications, Customer Portal
InsureTech

📡 Telecom Provider Partnership

MVNO infrastructure for enterprise client serving 25,000+ subscribers with voice, data, and SMS services across 3 countries

Solutions Deployed: MVNO Setup, USSD Gateway, SMS Platform, Call Center, Billing System
Telecommunications

☁️ Regional Bank Modernization

Legacy system migration to cloud infrastructure with zero downtime, reducing operational costs by 40%

Solutions Deployed: Infrastructure Migration, Software Integration, Enterprise Support, Staff Training
Infrastructure

About EDJAM Limited

Energizing Intelligent Decisions Through Technology Excellence

🚀 Who We Are

EDJAM Limited (AutomIT) is a leading African technology solutions provider specializing in FinTech, Digital Banking, Telecommunications, and Agricultural Technology. Founded with a vision to transform businesses through intelligent automation and digital innovation, we have become trusted partners to many organizations across East Africa.

We combine deep technical expertise with industry knowledge to deliver enterprise-grade solutions that drive growth, efficiency, and competitive advantage. Our solutions process realtime transactions, serving hundreds of thousands of end-users across multiple sectors.

💎 Our Core Values

🎯 Excellence

We deliver world-class solutions that exceed expectations. Our commitment to quality ensures every project meets the highest standards of performance, security, and reliability.

🤝 Partnership

We build long-term relationships with our clients. Your success is our success, and we work collaboratively to achieve shared goals and sustainable growth.

💡 Innovation

We embrace emerging technologies and creative problem-solving. Our solutions leverage AI, machine learning, and cutting-edge platforms to keep you ahead of the curve.

🔒 Integrity

We operate with transparency, honesty, and accountability. Data security, regulatory compliance, and ethical business practices are non-negotiable foundations of our work.

🌍 Impact

We create solutions that make a difference. From financial inclusion to agricultural sustainability, our technology empowers communities and drives positive social change.

📚 Continuous Learning

We invest in knowledge and skill development. Our team stays current with industry trends, certifications, and best practices to deliver cutting-edge solutions.

⭐ Why Choose EDJAM?

✓ Proven Track Record

Over 10 successfully delivered projects across multiple industries with 99.9% uptime SLA and zero critical security incidents.

✓ Technical Excellence

Our team comprises certified professionals with expertise in enterprise architecture, cloud technologies, AI/ML, and security.

✓ Industry Expertise

Deep domain knowledge in financial services, telecommunications, agriculture, and enterprise systems across African markets.

✓ Scalable Solutions

Our platforms grow with your business, from startup to enterprise, handling millions of transactions with consistent performance.

✓ 24/7 Support

Round-the-clock technical support ensures your systems run smoothly with rapid incident response and proactive monitoring.

✓ Flexible Engagement

Tailored pricing and packages for startups, mid-size companies, and enterprises with transparent, value-based pricing models.

👨‍💼 Leadership Team

👨‍💻

Edwin Mwendi

Founder & Chief Technology Officer

Edwin Mwendi is a seasoned ICT professional and technology entrepreneur with over 10 years of experience in enterprise software development, system architecture, and digital transformation. He is the visionary founder of EDJAM Limited (AutomIT), where he leads the technical strategy and innovation initiatives.

🎓 Education & Research
  • Master of Science in Software Engineering - Jomo Kenyatta University of Agriculture and Technology (JKUAT)
  • Thesis: "Enhanced B2B Integration Architecture Using Process to Node Map"
  • Research focus on enterprise system integration, API architecture, and scalable software design patterns
🏆 Key Achievements
  • Built and deployed 15+ enterprise-level applications processing realtime transactions
  • Pioneered AI-powered credit scoring systems serving 5,000+ customers with 80% automation
  • Architected core banking platforms supporting multi-currency operations across East Africa
  • Established 24/7 technical support infrastructure with 99.9% uptime SLA
  • Trained and mentored 20+ developers in enterprise software development best practices
🔧 Technical Expertise
PHP/Laravel MySQL/PostgreSQL JavaScript/Node.js RESTful APIs Cloud Architecture Enterprise Integration AI/ML Solutions DevOps Security & Compliance Agile/Scrum

Ready to Transform Your Business?

Let's discuss how our technology solutions can drive your business forward. Get in touch for a free consultation.

Our Works

Trusted by leading organizations across various sectors in financial technology and telecommunications

20+
Active Clients
15+
Projects Delivered
Millions
Processed
99.9%
Uptime SLA

🏦 Roy Groups Cooperative Society

Comprehensive cooperative finance management system with member portal, loan origination, and mobile app integration

Solutions Deployed: Core table Banking, Loan Management, Mobile Banking, USSD
Cooperative Finance

💰 Zawati Finance Groups

Microfinance digital transformation with credit scoring, collections automation, and M-Pesa integration serving 3,000+ customers

Solutions Deployed: Credit Scoring API, Collections System, Payment Gateway, SMS Integration
Microfinance

🏛️ Nawiri Digital Bank

Full-stack digital banking platform with real-time transactions, multi-currency accounts, and regulatory compliance

Solutions Deployed: Core Banking Platform, Payment Gateway, Fraud Detection, 24/7 Support
Digital Banking

📊 WIMA Credit Limited

Advanced lending platform with AI-powered credit scoring processing 500+ loan applications daily with 80% automation

Solutions Deployed: Loan Management, Credit Scoring, Collections, Call Center Integration
FinTech

💎 ADAM Wealth and Property Management

Investment platform with portfolio management, automated rebalancing, and client portal for high-net-worth individuals

Solutions Deployed: Wealth Management Platform, Custom Integrations, Infrastructure Setup
WealthTech

🛡️ Jambosure

Digital insurance platform with automated underwriting, claims processing, and mobile-first customer experience

Solutions Deployed: Insurance Platform, Payment Integration, SMS Notifications, Customer Portal
InsureTech

📡 Telecom Provider Partnership

MVNO infrastructure for enterprise client serving 25,000+ subscribers with voice, data, and SMS services across 3 countries

Solutions Deployed: MVNO Setup, USSD Gateway, SMS Platform, Call Center, Billing System
Telecommunications

☁️ Regional Bank Modernization

Legacy system migration to cloud infrastructure with zero downtime, reducing operational costs by 40%

Solutions Deployed: Infrastructure Migration, Software Integration, Enterprise Support, Staff Training
Infrastructure

Contact Us

Get in touch to discuss how we can help transform your business with our technology solutions

📧 Send us a message

📍 Our Contacts

📍 Address

Kijabe Street
Nairobi, Kenya

📞 Phone

+254 721 680973

✉️ Email

contact@edjam.co.ke

⏰ Business Hours

Monday - Friday: 8:00 AM - 6:00 PM EAT
Saturday: 9:00 AM - 1:00 PM EAT

✨ Why Choose EDJAM?

  • 10+ years of experience in FinTech
  • Serving 15+ active clients across East Africa
  • 24/7 technical support available
  • Flexible pricing for all company sizes