FinTech Solutions

Comprehensive financial technology solutions for lending institutions, digital banks, and microfinance organizations

Loan Management Systems

End-to-end loan lifecycle management from application to disbursement and repayment tracking

For Startups: Cloud-based solution with basic workflows and essential features

For Mid-size: Custom workflows, multi-currency support, advanced reporting

For Enterprise: Full customization, API ecosystem, dedicated support, white-label options

FinTech

Advanced Credit Scoring

AI-powered credit scoring engine with multiple risk assessment models and real-time decisioning

For Startups: Pre-configured models with basic scoring capabilities

For Mid-size: Custom models with advanced analytics and reporting

For Enterprise: Unlimited scoring, ML model training, white-label API

FinTech

Collections System

Automated collections workflow with call center integration and intelligent follow-up scheduling

For Startups: SMS/Email reminders with basic tracking

For Mid-size: Call center integration with IVR support

For Enterprise: AI predictive collections, omnichannel, field agent app

FinTech

Payments Integration

Seamless integration with mobile money, card networks, and bank payment gateways

For Startups: M-Pesa and one additional payment channel

For Mid-size: Multi-channel integration (M-Pesa, cards, banks)

For Enterprise: Custom aggregator with 15+ channels and settlement management

Payments

Fraud Detection & Management

Real-time fraud detection using machine learning and behavioral analytics

For Startups: Rule-based detection with essential monitoring

For Mid-size: ML models with real-time alerts and reporting

For Enterprise: Advanced AI, device fingerprinting, comprehensive case management

Security

Digital Banking Solutions

Modern banking infrastructure for traditional banks transitioning to digital and digital-first banks

Core Banking Platform

Cloud-native core banking system with real-time processing, account management, and transaction orchestration

For Startups: Digital-only setup with essential banking features

For Mid-size: Hybrid digital/branch operations with advanced features

For Enterprise: Multi-entity support, unlimited accounts, full regulatory compliance

Digital Banking

Payment Gateway

Integrated payment processing with multiple payment methods and settlement automation

For Startups: Multiple payment channels with basic processing

For Mid-size: Advanced channels, PCI compliance, detailed analytics

For Enterprise: White-label gateway, unlimited transactions, custom routing

Payments

Infrastructure & Technology Consultancy

Strategic IT consulting and infrastructure management for sustainable technology growth

IT Infrastructure Setup & Cost Management

Cloud and on-premise infrastructure design, deployment, and ongoing cost optimization with FinOps practices

For Startups: Cloud-first setup with basic monitoring

For Mid-size: Hybrid infrastructure with disaster recovery and cost analytics

For Enterprise: Multi-cloud strategy, FinOps automation, 24/7 support

Infrastructure

Software Development & Integrations

Custom software development, API integrations, legacy system modernization, and microservices architecture

For Startups: MVP development with essential integrations

For Mid-size: Custom applications with advanced integrations and ongoing maintenance

For Enterprise: Enterprise architecture, unlimited integrations, dedicated development team

Development

Enterprise Systems Support

24/7 technical support, system monitoring, incident management, and proactive maintenance for business-critical systems

For Startups: Business hours support with standard SLA

For Mid-size: Extended hours support with monitoring dashboard

For Enterprise: 24/7/365 support with rapid response and dedicated team

Support

IT Human Resources Management

Staff augmentation, technical recruitment, team building, and IT skills development programs

For Startups: Contractors and recruitment support

For Mid-size: Dedicated team with training programs

For Enterprise: Full IT department setup with talent pipeline management

HR Services

Telecommunications Solutions

Advanced telecom infrastructure and services for seamless communication and connectivity

Unified Communication Services (NitoVille)

Complete unified communication platform with free On-Net calls, video conferencing, chat, SMS, and live events capability

For Startups: Essential features for small teams

For Mid-size: HD video, recordings, and advanced collaboration tools

For Enterprise: Unlimited users, white-label, custom integrations

Telecom

USSD Gateway & Systems Build

Complete USSD platform for mobile banking, airtime services, and interactive menu-based applications

For Startups: Single USSD code with basic menu functionality

For Mid-size: Multiple codes with advanced logic and analytics

For Enterprise: Unlimited codes, AI routing, multi-country support

Telecom

SMS Integration & Provision

Bulk SMS gateway, two-way SMS, shortcodes, and long codes with delivery tracking and analytics

For Startups: API access with basic volume support

For Mid-size: Shortcode provisioning with sender ID management

For Enterprise: Dedicated routes, unlimited volume, multi-country coverage

Telecom

MVNO Setup & Management

Complete Mobile Virtual Network Operator infrastructure including SIM provisioning, billing, and network management

For Startups: Light MVNO with basic services

For Mid-size: Full MVNO with data services and expanded coverage

For Enterprise: Multi-country MVNO, 5G ready, unlimited subscribers

Telecom

Global Call Center

AI-powered customer service platform with omnichannel support, IVR, predictive analytics, and global reach

For Startups: Small team setup with basic IVR and call recording

For Mid-size: CRM integration, analytics, and multi-channel support

For Enterprise: Large-scale operations with AI routing and sentiment analysis

Telecom

Credit Scoring API Demo

Test our advanced credit scoring models in real-time - Choose from 4 production-ready scoring models

Live API Testing

Experience real-time credit scoring with our production API. Select a model, enter customer data, and get instant results with detailed breakdowns. Perfect for evaluating our technology before implementation.

Step 1: Choose a Scoring Model

Scoring Results

0
Credit Score
Loan Limit
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Payment Ability
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Processing Time
-

API Response:

Our Works

Trusted by leading organizations across various sectors in financial technology and telecommunications

20+
Active Clients
50+
Projects Delivered
$5M+
Processed Daily
99.9%
Uptime SLA

Roy Groups Cooperative Society

Comprehensive cooperative finance management system with member portal, loan origination, and mobile app integration

Solutions Deployed: Core Banking, Loan Management, Mobile Banking, USSD
Cooperative Finance

Zawati Finance Groups

Microfinance digital transformation with credit scoring, collections automation, and M-Pesa integration serving 15,000+ customers

Solutions Deployed: Credit Scoring API, Collections System, Payment Gateway, SMS Integration
Microfinance

Nawiri Digital Bank

Full-stack digital banking platform with real-time transactions, multi-currency accounts, and regulatory compliance

Solutions Deployed: Core Banking Platform, Payment Gateway, Fraud Detection, 24/7 Support
Digital Banking

WIMA Credit Limited

Advanced lending platform with AI-powered credit scoring processing 500+ loan applications daily with 80% automation

Solutions Deployed: Loan Management, Credit Scoring, Collections, Call Center Integration
FinTech

ADAM Wealth and Property Management

Investment platform with portfolio management, automated rebalancing, and client portal for high-net-worth individuals

Solutions Deployed: Wealth Management Platform, Custom Integrations, Infrastructure Setup
WealthTech

Jambosure

Digital insurance platform with automated underwriting, claims processing, and mobile-first customer experience

Solutions Deployed: Insurance Platform, Payment Integration, SMS Notifications, Customer Portal
InsureTech

Telecom Provider Partnership

MVNO infrastructure for enterprise client serving 25,000+ subscribers with voice, data, and SMS services across 3 countries

Solutions Deployed: MVNO Setup, USSD Gateway, SMS Platform, Call Center, Billing System
Telecommunications

Regional Bank Modernization

Legacy system migration to cloud infrastructure with zero downtime, reducing operational costs by 40%

Solutions Deployed: Infrastructure Migration, Software Integration, Enterprise Support, Staff Training
Infrastructure

Contact Us

Get in touch to discuss how we can help transform your business with our technology solutions

Send us a message

Our Contacts

📍 Address

Kijabe Street
Nairobi, Kenya

📞 Phone

+254 721 680973

✉️ Email

contact@edjam.co.ke

⏰ Business Hours

Monday - Friday: 8:00 AM - 6:00 PM EAT
Saturday: 9:00 AM - 1:00 PM EAT

Why Choose EDJAM?

  • 10+ years of experience in FinTech
  • Serving 20+ active clients across East Africa
  • 24/7 technical support available
  • Flexible pricing for all company sizes